# Agadir 12-month cash-flow forecast
Plan receipts, costs, taxes, payroll, funding need, runway and downside scenarios before cash pressure becomes urgent.
Context: Agadir and Souss-Massa
Source: Agadir Startups
Official reference: https://www.tamwilcom.ma/
## Action checklist
- [ ] Estimate monthly receipts, fixed costs, variable costs and tax timing.
- [ ] Model base, upside and downside scenarios.
- [ ] Set trigger points for hiring, fundraising, cost cuts and credit control.
## Task flow
- [ ] Open the local Agadir Startups guide and read the action checklist.
- [ ] Verify the current requirement using Tamwilcom financing programmes.
- [ ] Assign an owner, deadline, evidence folder and next conversation.