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Funding · 8 min readTatwir Startup grant — the MAD 1.4M Maroc PME ladder
Tatwir Startup is the Maroc PME flagship non-dilutive grant programme for Moroccan innovative start-ups under 5 years old. Three rungs (Boost, Accélération, Excellence) take you from MVP to a MAD 1.4M ceiling — fully grant, no equity given up.
The three rungs
| Rung | Stage | Grant ceiling | Co-financing required |
|---|---|---|---|
| Tatwir Boost | MVP, < 2 years | MAD 200 000 | 20 % |
| Tatwir Accélération | Revenue, 2–4 years | MAD 600 000 | 30 % |
| Tatwir Excellence | Scale, 3–5 years | MAD 1 400 000 | 30 % |
Tatwir Croissance Verte (the cleantech track)
For start-ups whose product or service measurably reduces emissions, water use, waste or resource intensity. Highly relevant to Souss-Massa solar, drip irrigation, fishtech sustainability and circular-economy ventures.
- Up to MAD 2 000 000 in grant + technical assistance.
- Co-financed with European partners (AFD, GIZ, EIB).
- Must show emission-reduction or resource-saving KPIs.
Eligibility
- Moroccan SARL, SARL-AU, SA or SAS — under 5 years old at application.
- Innovative product or process (broad definition: tech, process, business-model, social).
- At least 60 % of capital held by founders or Moroccan investors.
- No outstanding debt or fiscal arrears (CNSS & DGI clean).
- Audited or expert-comptable-reviewed financials.
What you can spend the grant on
- Salaries of new hires (developers, agronomists, engineers).
- External services: consulting, marketing, R&D contracts with universities.
- Equipment and software (capex up to 40 % of grant).
- Certifications, IP protection, regulatory approvals.
- Travel for export-prospection (capped).
What you cannot spend it on. Founder dividends, real-estate, vehicles, debt repayment.
Application package
- Lettre de motivation — why you, why now, why Morocco/Souss-Massa.
- Business plan — 20–30 pages, use our free template.
- Financial model — 3-year P&L, cash-flow, balance sheet.
- Cap table + statuts + RC + ICE.
- Quitus fiscal & CNSS (clean-bill certificates).
- Innovation evidence — patents pending, university partnership, technology readiness level.
- Co-financing proof — bank attestation or signed loan offer for the 20–30 % matching share.
Timeline
- Calls open twice a year (typically March & September).
- Pre-screen by Maroc PME regional desk: 2 weeks.
- Committee review & pitch: 6 weeks.
- Convention signed and first tranche released: 3–4 weeks after approval.
- Total time from submission to first cash: ~ 12 weeks.
How Agadir founders win
Stack with Innov Invest. A Souss-Massa founder can combine Tatwir + Innov Idea + Innov Start for a non-dilutive ceiling of MAD 2.4M, before any equity dilution. See our Innov Invest guide.
- Use CRI Souss-Massa as your sponsor — they have a dedicated Tatwir desk.
- Pair with CCIS Souss-Massa for export-prospection lines under the Croissance Verte track.
- Argan, citrus, fishtech and surf-tourism applications consistently score above the national average.